Let me make it clear about Housing loan

A versatile housing loan is constantly built to match your requirements. As our housing loan client, additionally you get FlexiPayment totally free, long-term loan duration and free day-to-day banking solutions.

Housing loan application

Confirm or continue your housing loan application

Improve your housing loan

Apply or confirm change to your housing loan

Why remove a housing loan from Nordea?

  • Get that loan vow quickly.
  • Get that loan period as high as 35 years.
  • Get FlexiPayment totally free in the event of unanticipated activities in your everyday activity.
  • Make modifications to your housing loan starts new screen easily together with your access codes.
  • Free-of-charge banking that is daily for housing loan clients who have actually downloaded our mobile bank.
  • OwnGurantee, in the event that level of loan surpasses the safety worth of your home.

See additionally

  • How do you signal housing loan associated papers electronically
  • Residence customer’s path (pdf, 95 KB) opens window that is new
  • What the results are whenever you are shutting on a property? (pdf, 224 KB) Opens window that is new
  • Housing loan customers’ advantages
  • Individual customer support

exactly exactly just How will you be ready for a rise in your repayments that are monthly?

Safeguard yourself against a growth in rates of interest and unanticipated modifications to your loan ahead of time.

how can you handle expenses that are unexpected?

Spend what you could if you wind up with additional costs in a specific thirty days.

what type of https://speedyloan.net/uk/payday-loans-ken address do you really need for your house and possessions?

It takes significantly more than best of luck to guard your home. An insurance plan is a start that is good.

imagine if life shocks you?

Be sure that you should be able to are now living in your own house additionally under unforeseen circumstances, such as for instance jobless or illness that is serious.

exemplory case of that loan together with percentage that is annual of cost (APR)

Your present rent could possibly be utilized to cover your own house.


Safety secures the payment of financing to your bank. The conventional safety value is 75% associated with the worth of the house.

Repayment practices

You will find three different ways for repaying a housing loan: equal re re payments, equal instalments and fixed payments that are equal.

Most common costs for housing loans

Increased arrangement cost whenever that loan is guaranteed by a guarantee the rise will not connect with interest-subsidised ASP loans

Improvement in payment routine


Foreign exchange credit

Individuals are maybe maybe not awarded loans in virtually any other money than euro.

A housing loan is recognized as to be money credit in the event that loan is issued in a currency that is foreign than compared to the EU customers State or perhaps their state of of the European Economic Area where in fact the consumer resides. Additionally, a housing loan is recognized as to be currency that is foreign in the event that customer gets his / her earnings an additional currency of circumstances regarding the European Economic Area or in money of a state of European Economic Area.

A forex danger takes place when the debtor’s earnings or assets to be utilized to settle the credit aren’t in identical money while the credit or the credit just isn’t within the currency of borrower’s nation of residence. a currency exchange danger means the improvement in price of one money with regards to another. Throughout the loan duration, the worth regarding the credit or even the payment per month may escalation in regards to the debtor’s earnings or assets or even the currency associated with borrower’s nation of residence.

In the event that foreign exchange of this debtor’s nation of residence, earnings or assets falls by 20 per cent in terms of the euro, the debtor gets a caution that the debtor’s loan quantity will boost in debtor’s nationwide money.

How exactly to speed up the managing procedure of your housing loan application as another customer that is bank’s

Fill out your housing application for the loan and deliver us your salary certificate from the last 90 days via Nordea Omaposti.

If you’re not just a Nordea client, we must have your salary certificate from the last three months. If you should be obtaining that loan along with your spouse, for instance, we have to have wage certificates, account deals and loan details from both candidates. The salary can be got by you certification from your own manager.

Once you have submitted your housing application for the loan, you can easily send us your income certificates/other papers by logging directly into Nordean Omaposti along with your bank’s online banking codes. In OmaPosti, choose ‘Loans’ since the receiver associated with message and compose ‘Housing loan application/salary certificate’ into the topic industry. Include papers from your own computer as accessories into the message.